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Hurricane Prep: Triple I Says Get Ready for Milton |
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| Contributed by BSM Staff | |
ST. JOHNS, FL -- Florida residents on both coasts are cleaning up after the significant impact of Hurricane Milton, and the Insurance Information Institute offers the following for future hurricane preparedness and clean up. Milton, which made landfall as a Category 3 major hurricane Wednesday, leaving a path of death and destruction across the state, on the heels of Helene, and the fifth landfalling tropical cyclone in the U.S. this year. The third to make Florida landfall in 2024. With numerous tornadoes carving a deadly path across the state. Preparedness Tips Damage caused by hurricanes and tropical storms are covered under different insurance policies, according to the Triple-I: • Property damage to a home, a renter’s possessions, and a business – resulting from a flood – is generally covered under either a FEMA National Flood Insurance Program policy or a private flood policy, if the homeowner, renter or business has purchased one. Dozens of private insurers offer flood insurance in addition to FEMA. • Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy. Approximately 80% of U.S. drivers choose to Hurricane Debby, a Category 1 storm, made landfall along Florida’s Big Bend region on Aug. 5 with sustained winds of 80 mph. On Sept. 26, Hurricane Helene made landfall in the Big Bend’s Taylor County as a Category 4 major hurricane with sustained winds of 140 mph. Milton was the fourth major hurricane to strike Florida over the past two years following Hurricane Ian (Category 4 on Sept. 28, 2022), Hurricane Idalia (Category 3 on Aug. 30, 2023) and Hurricane Helene (Category 4 on Sept. 26, 2024). Overall, Milton was the 11th major hurricane to make a Florida landfall since 2004. For more information, go to www.iii.org, or www.nhc.noaa.gov/graphics_at4.shtml?start#contents. |
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